Privacy Policy

Information Collection
When you visit and navigate our websites and when you communicate with us via our websites, we will not collect personal information about you unless you provide us that information voluntarily. If you wish to Contact Us by sending an e-mail, we will ask you to disclose your name, e-mail address, and other contact information. If you elect to become a CareCLAIM member, we will request additional information, such as your tax ID number, and additional terms will apply. Any non-public personal information that you may provide via our websites will be used solely for the purpose stated on the web page where it is collected. (In some cases, and in all cases where required by law or regulation, you will be able to update the information that you provide to us either by sending us an e-mail or, where you have established personal profiles with us, by updating your profile online. Please refer to the specific pages where data is collected for more information.)

The Company will not sell, license, transmit or disclose this information outside of the Company and its affiliated companies unless (a) expressly authorized by you, (b) necessary to enable the Company’s contractors or agents to perform certain functions for us, or (c) required or permitted by law. In all cases, we will disclose the information consistent with applicable laws and regulations and we will require the recipient to protect the information and use it only for the purpose it was provided.

The Company may preserve all personally identifiable information you disclose. The Company may also disclose personally identifiable information you provide if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Terms and Conditions of Use; (c) respond to claims that any information you provide violates the rights of third-parties; (d) protect the rights, property, or personal safety of the Company, its users and/or the public; or (e) in the event that all or substantially all of the Company’s assets are acquired by a third-party.

By “personal information,” we mean data that is unique to an individual, such as a name, address, date of birth, or telephone number.

The Company takes reasonable precautions to protect its website users and any information provided by those users. All data, correspondence, and responses that you, the user of this website, provide will be handled confidentially, both online and off-line. To protect from unauthorized access, data that you provide is safeguarded behind a secure firewall.

Please note that data transmitted by e-mail is vulnerable to security breaches (see “E-mail”).

A “cookie” is an element of data that a website can send to your browser when you link to that website. It is not a computer program and has no ability to read data residing on your computer or instruct it to perform any step or function. The cookie does not extract other personal information about you, such as your name or address. Most internet browsers provided a simple procedure that will enable you to control whether you want to receive cookies by notifying you when a website is about to deposit a cookie file. For purposes of our “cookie,” once the user closes their internet browser, the cookie terminates. Other third party websites may have cookies that remain on your computer unless deleted by you.

Some of the Company’s business partners, affiliates, and organizations (with whom we have web links) may use cookies in conjunction with our website and/or their own sites. The Company does not have access to, or have control over, the cookies of such entities and cannot be held responsible as a result.

Log Files
The Company uses IP addresses to analyze trends, to administer the site, to track user movement, and to gather broad demographic information for aggregate use. IP addresses, basically numeric web addresses used between computer servers, enable the Company to identify the Internet Service Providers (ISP) that web users utilize. This helps the Company with trending and market research. IP addresses are not linked to personally identifiable information.

Hyperlinks to Other Websites
The Company’s websites contains hyperlinks to other websites. Please be aware the Company is not responsible for the privacy practices of such sites. When leaving our site, it is strongly recommended you review the privacy statements and disclaimers of each and every website you visit.

The Company is not responsible for either the privacy policies of other websites or the validity of information therein. Any hyperlink to an external website does not indicate in any manner the Company’s endorsement of that website. See Terms and Conditions of Use: Third Party Wed Sites.

It should be noted that any e-mail message sent to the Company, as with nearly all Internet communication, is susceptible to potential outside interception. As is the case throughout the Internet, outside sources may be able to access e-mail unbeknownst to either sender or recipient. In addition, any email you send to the Company may be read by one or more employees of the Company, as dictated by business processes and practices.

As a result, we adamantly suggest that you do not send any information via e-mail that you consider to be private or confidential. Please contact us by phone at the numbers indicated on our web pages or using the toll-free customer service number(s) on the back of your ID card(s).

There are some locations on our websites where we have made special provisions for a more secure environment in which we can exchange information with you. At each of these locations, we will provide you with appropriate instructions.

Notification of Changes
The Company reserves the right to change the content within the web pages and within this Website Privacy Policy at any time without notice, although such changes will have only a prospective effect and will not affect any disputes arising prior to the effective date of such changes.. The Company shall post the revised Privacy Policy and will update the Effective Date on it. Furthermore, this Website Privacy Policy is not to be construed in any way as an agreement, stated or otherwise, on behalf of any party. Use of this website is at your risk and discretion.

Aggregated Data
The Company may use, transmit, distribute, and/or publish any aggregation of data and information received, collected and/or compiled by the Site, including metrics, compilations and/or marketing or similar materials provided that The Company will not disclose your personally identifiable information.

The Company uses no encryption (data scrambling) on certain portions of the Site. When you are on any web site that asks you for confidential information, you should check to see if the information being transmitted is encrypted in order to increase the security of your information.

Children and Minors
The Company makes no active effort to collect personal information from children under the age of 18 and does not wish to receive any such information.

Additional Rights
Applicable laws may give you additional rights that are not described in this online privacy policy.

Concerns / Issues
Should you have any questions, concerns, or comments regarding the Company’s Terms and Conditions of Use or Privacy Policy, please contact us directly via